
| Happy New Year It is a new year and its time to bring those resolutions to life! Did you commit to de-cluttering the garage? Finally clearing the gutters of fall's fallen leaves?
Whatever your New Year's needs, Lowe's is here to help. With expert advice and home remodeling supplies from paint to lighting and everything in between, Lowe's has you covered. - Brad Bergamini, REALTOR® | contact me |
 Man cutting insulation viaShutterstock
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|  Guest house bathroom via Shutterstock
| It's been a mild winter throughout most of the country so far. That means we still have time to run through a foul-weather checklist. Here are 10 "must do's" to have a warm, cozy and safe winter. | If you're thinking of remodeling your bathroom anytime soon, you might not realize just how many bathtub options you have. In addition to an amazing palette of color choices, you also have options in materials, sizes, design, jets, controls and installation methods. Let's take a look at a few of those basic options to get you started on the right path. | 
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TRENDS UPDATE | 
Repairing window frame via Shutterstock | Even in these days of belt tightening, installing replacement windows remains a virtual mania among homeowners. |
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BUYING & SELLINGMortgage rates continued to plumb new depths this week, but demand for purchase loans remains down from a year ago, lender surveys show. Read more » MORTGAGESMortgage rates were little changed this week, with rates on 30-year fixed-rate mortgages at or near 4 percent for the third week in a row. Read more » REAL ESTATE & PERSONAL FINANCENearly every mother will attest that at some point in her parenting career, often while still pregnant, every worst-case scenario that could ever possibly happen to her progeny (or progeny-to-be) has run through her mind. Read more » |

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