inRealty Monthly e-News from Curt and Shannon

Dear Brad,

The government recently announced major changes to HARP (Home Affordable Refinance Program). As a result, refinancing should be easier for homeowners owing more than their homes are worth.

Rates are exceptionally low – it's a great time for purchases & refinancing. Please let me know if I can be of assistance in any way. It would be a pleasure to help.

Best wishes for a joyous holiday season and a wonderful New Year.

Curt and Shannon
curt.dalpiaz@AcademyMortgage.com

The Dalpiaz Team
Curt and Shannon
141 S. McCormick Street Suite #107
Prescott, AZ 86303
Ph-928-777-8971
curt.dalpiaz@academy.cc
shannon.dalpiaz@academy.cc
LO License-#0912851 LO NMLS-#151454

Market News & Trends Links to stories on market news, trends & useful tips		Newsworthy Homes Celebrity homes on sale and other noteworthy properties
Market Figures Key industry data summed up in a graph, chart or table		Technology Review Review of the latest gadgets & advancements

Market News & Trends		Newsworthy Homes
GSEs Release Guidance on HARP Changes - HousingWire		Homes of the GOP Candidates – CNBC

Gradual Recovery for Housing Expected in 2012 – Realtor.org		Joe Paterno Sold Home to Wife for $1 – Zillow Blog

One Antidote to Foreclosures: Good Schools - WSJ Developments		Nine of America's Priciest Homes - TIME Moneyland

Gen Y Will Drive Rents Higher, Seek Smaller Homes - MarketWatch Back to top..		Rihanna Lists Beverly Hills Home For $4.5 million - LA Times

Market Figures

% Homes Sold For Gain in the US (12/1/10 to 9/1/11)

Source: Zillow.com

Technology Review

	Amazon Kindle Fire MSRP: $199
'So, the Kindle Fire is a great value and perhaps the best, tightest integration of digital content acquisition into a mobile device that we've yet seen.' - Engadget (11/14/11)

'Though it lacks the tech specs found on more-expensive Apple and Android tablets, the $199 Kindle Fire is an outstanding entertainment value…' – 3.5 stars out of 5 from CNET (11/13/11)

The material provided is not necessarily the opinion of the sender or the organization they represent. This information is intended for educational purposes only and should not be construed as investment and/or mortgage advice. Additionally, the material is deemed to be accurate and reliable, but there is no guarantee it is without error.

All products are subject to credit and property approval. Program terms and conditions subject to change without notice. Not all products are available in all states or amounts. Other restrictions and limitations apply.

Academy Mortgage Corporation
1220 East 7800 South
Sandy, UT 84094
p. 801-233-3700

This is not the opinion of Brad Bergamini, Realty Executives Northern Arizona or any of its affiliates. This post is for informational purpose only and is not guaranteed and does not render as legal advice. Buying and selling Real Estate in Arizona or Prescott Arizona is a serious task and should be consulted with personally with Realtor or Real Estate Attorney. Please visit my website for contact information

http://bradbergamini.com or http://everythingprescott.com

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