VA Loans: Getting Vets into Homes

 

Department of Veterans Affairs Loans: Getting Vets into Homes   The VA loan program can make it much easier for veterans to secure a home than with other loan solutions. This program is available to veterans and guaranteed by the Department of Veterans Affairs. Frequently VA loans offer lower interest rates than conventional financing. In addition, with a VA-guaranteed loan, there is no private mortgage insurance requirement, which saves you even more money each month.   W.J. Bradley proudly offers government-backed VA loans for veterans. These loans have many advantages over other types of loans:     Available to veterans, reservists, active-duty personnel, and surviving spouses of veterans, based on military entitlement No down payment No cash reserves No application fee Seller is required to pay certain closing costs, decreasing the closing costs for the borrower May pay off some consumer debt with the refinance loan program 1-4 unit primary residences may qualify with restrictions     Up to 100% financing (based on VA lending limits) may be available for purchase loans and up to 90% for cash-out refinances. Gift funds or bond programs for down payment and closing cost assistance are allowed.   Call me today to learn more about qualifying for a VA loan!     Mark Ott Loan Officer W.J. Bradley Mortgage Capital Corp. Office: 928-775-9330 Cell: 928-713-9639 Fax: 928-775-9331 NMLS: 189552 License: BK-0903998 Contact Me My Website     © 2011 W.J. Bradley Mortgage Capital Corp., 201 Columbine Street Suite 300, Denver, CO 80206. Phone #303-825-5670. NMLS ID 3233. Trade/service marks are the property of W.J. Bradley Mortgage Capital Corp. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states.  WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government. AZ License # BK-0903998; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002; To check the license status of your CO Mortgage Broker, visit www.dora.state.co.us/real-estate/index.htm; Florida Mortgage Lender license #ML.100000098; ID Mortgage Broker License No. MBL-2803; IL Residential Mortgage Licensee – License #MB.6760738, 201 Columbine Street, Suite 300, Denver, CO 80206; MN Residential Mortgage Originator License No. 20447094; NV Mortgage Banker License No. 2061; NV Mortgage Broker License No. 504; NM Mortgage Loan Company and Loan Broker Act Reg. No. 01856; OK Mortgage Broker- License No. MB001365; OR Mortgage Lender License No. ML-776; TX Mortgage Banker Reg. No. 74182; UT Mortgage Lender Company License No. 5495659-NMLC; Vermont Broker License #0995MB; Vermont Lender License #6141; WA Consumer Loan License No. CL-3233; Wisconsin Mortgage Banker License No. 699991. NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3233.