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Knowledge Is Power When It Comes to Appraisals and Inspections

Important Distinction: Homes Are Less Affordable, Not Unaffordable It’s impossible to research the subject of buying a home without coming across a headline declaring that the fall in home affordability is a crisis. However, when we add context to the most recent affordability statistics, we soon realize that, though homes are less affordable than they have been over the last few years, they are more affordable than they have been historically. Today’s payment-to-income ratio is more affordable than the average over the last 25 years. Given that context, we can see that American households still have the same ability to be homeowners as their parents did 20 years ago. This confirms the recent analysis of ATTOM Data resources where Todd Teta, Chief Product and Technology Officer, explains, “The typical median-priced home around the U.S. remains affordable to workers earning an average wage, despite prices that... #Bgroup #Prescott #Realtor #Homes #Smart

We want to send a HUGE Thank You to @jtseptic - They go above and beyond! We had a property that had many many bee's and we were under the impression they had been treated. So we gave them the OK to go do the septic expectation! Well the bee's had not been treated due to weather and those bee's came out to visit these guys! They did get to their truck but a few got in with them. This was the least we could do to say THANK YOU! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Call -The Bergamini Group⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ Keller Williams Northern AZ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ 928-771-9190⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ www.bradbergamini.com⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ . ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #bergaminigroup #arizona #prescott #prescottarizona #prescottrealtor #homebuyingtips #househunter #homeownershipgoals #homebuyertips #realestateadvisor #buyinghomes #buyahouse #estateagency #buyrealestate #buyrealestate #allthingsrealestate #yourfavoriterealtor #realtor #realestate #bees #realtorlife⠀⠀⠀⠀⠀⠀⠀⠀⠀ #propertyfinder #investmentstrategies #realestateagentlife #investmentopportunities #newhomebuyer #savetoinvest #mortgagerates #homebuyingprocess #homebuying101

Closed on this amazing house! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Thanks Paul and Marilyn you've been great! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Call -The Bergamini Group⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ Keller Williams Northern AZ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ 928-771-9190⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ www.bradbergamini.com⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ . ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #bergaminigroup #closedthedeal #sold #happyclients #prescottrealtor #homebuyingtips #househunter #homeownershipgoals #homebuyertips #realestateadvisor #buyinghomes #buyahouse #estateagency #buyrealestate #buyrealestate #allthingsrealestate #yourfavoriterealtor #propertyfinder #investmentstrategies #realestateagentlife #investmentopportunities #newhomebuyer #savetoinvest #mortgagerates #homebuyingprocess #homebuying101 #realtorlife #prescott #arizona #loveourclients

Testimony's from our awesome clients make us love what we do even more! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Call -The Bergamini Group⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ Keller Williams Northern AZ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ 928-771-9190⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ www.bradbergamini.com ⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ #bergaminigroup #arizona #prescott #prescottarizona #prescottrealtor #homebuyingtips #househunter #homeownershipgoals #homebuyertips #realestateadvisor #buyinghomes #buyahouse #estateagency #buyrealestate #buyrealestate #allthingsrealestate #yourfavoriterealtor #realtor #realestate #testimony #realtorlife⠀⠀⠀⠀⠀⠀⠀⠀⠀ #propertyfinder #investmentstrategies #realestateagentlife #investmentopportunities #newhomebuyer #savetoinvest #mortgagerates #homebuyingprocess #homebuying101

What an amazing family this is! Excited for you to enjoy your new home! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Matt you have more happy clients! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Call -The Bergamini Group⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ Keller Williams Northern AZ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ 928-771-9190⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ www.bradbergamini.com⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ . ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #bergaminigroup #closedthedeal #sold #happyclients #prescottrealtor #homebuyingtips #househunter #homeownershipgoals #homebuyertips #realestateadvisor #buyinghomes #buyahouse #estateagency #buyrealestate #buyrealestate #allthingsrealestate #yourfavoriterealtor #propertyfinder #investmentstrategies #realestateagentlife #investmentopportunities #newhomebuyer #savetoinvest #mortgagerates #homebuyingprocess #homebuying101 #realtorlife #prescott #arizona #loveourclients

Sellers: Your House Could Be an Oasis for Buyers Seeking More Options Sellers have a great opportunity this season as buyer demand still heavily outweighs the current supply of homes for sale. According to the National Association of Realtors (NAR), today’s housing inventory sits at only a 2.6-month supply. To put that into perspective, a neutral market typically features a 6-month supply. That places today’s market firmly in the sellers’ market category. That same NAR data also shows today’s inventory of single-family homes is trailing behind the level we saw last year. Because of the ongoing supply challenges, buyers can feel like they’re wandering across a vast, empty desert when searching for their next home. That means your house could provide an oasis for buyers thirsty for options – and it could increase the chances of buyers entering a bidding war for your home. The latest Realtors Confidence... #Bgroup #Prescott #Realtor #Homes #Smart

Homebuyer Tips for Finding the One [INFOGRAPHIC] The best advice carries across multiple areas of life. When it comes to homebuying, a few simple tips can help you stay on track. Because of increased demand, you’ll need to be patient and embrace compromises during your search. Then, once you’ve fallen in love, commit by putting your best offer forward. If you’re looking to buy a home this year, DM me so you have a dedicated partner and teammate to help you find the one. #Bgroup #Prescott #Realtor #Homes #Smart

National Boss Day ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ We truly have the best bosses out there! Brad and Jen lead so well and love even better!! They give 120% to each one of us to become the best we can be! Thankful for amazing Bosses! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Call -The Bergamini Group⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ Keller Williams Northern AZ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ 928-771-9190⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ www.bradbergamini.com⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ . ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #bergaminigroup #arizona #prescott #prescottarizona #prescottrealtor #homebuyingtips #househunter #homeownershipgoals #homebuyertips #realestateadvisor #buyinghomes #buyahouse #estateagency #buyrealestate #buyrealestate #allthingsrealestate #yourfavoriterealtor #realtor #realestate #nationalbossesday #realtorlife⠀⠀⠀⠀⠀⠀⠀⠀⠀ #propertyfinder #investmentstrategies #realestateagentlife #investmentopportunities #newhomebuyer #savetoinvest #mortgagerates #homebuyingprocess #homebuying101

LAND ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ LAND⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ LAND ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Call -The Bergamini Group⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ Keller Williams Northern AZ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ 928-771-9190⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ www.bradbergamini.com⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ . ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #bergaminigroup #justlisted #prescottarizona #prescottrealtor #homebuyingtips #househunter #homeownershipgoals #homebuyertips #realestateadvisor #buyinghomes #buyahouse #estateagency #buyrealestate #buyrealestate #allthingsrealestate #yourfavoriterealtor #propertyfinder #investmentstrategies #realestateagentlife #investmentopportunities #newhomebuyer #savetoinvest #mortgagerates #homebuyingprocess #homebuying101 #realtorlife #prescott #arizona #listed

On world DESSERT day we would like to share some of our Favorites here around the office! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Paul - Rocky road ice cream⠀⠀⠀⠀⠀⠀⠀⠀⠀ Erin - Crème Brule for sure! After that, coconut cream pie.⠀⠀⠀⠀⠀⠀⠀⠀⠀ Seth - peach/blueberry/apple cobbler with vanilla ice cream⠀⠀⠀⠀⠀⠀⠀⠀⠀ Tyla - Coconut cream pie! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Jen - Coffee or dark chocolate!⠀⠀⠀⠀⠀⠀⠀⠀⠀ Rikki - Strawberry Shortcake⠀⠀⠀⠀⠀⠀⠀⠀⠀ Brad - Donuts ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Matt - Ice Cream Cake ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Call -The Bergamini Group⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ Keller Williams Northern AZ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ 928-771-9190⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ www.bradbergamini.com⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ . ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #bergaminigroup #arizona #prescott #prescottarizona #prescottrealtor #homebuyingtips #househunter #homeownershipgoals #homebuyertips #realestateadvisor #buyinghomes #buyahouse #estateagency #buyrealestate #buyrealestate #allthingsrealestate #yourfavoriterealtor #realtor #realestate #looking ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #propertyfinder #investmentstrategies #realestateagentlife #investmentopportunities #newhomebuyer #savetoinvest #mortgagerates #homebuyingprocess #homebuying101 #realtorlife

The Big Question: Should You Renovate or Move? If you’re a homeowner who wants more from their current house, you have two options: renovate your current house or buy a home that already has the spaces you desire. The decision you make could be determined by factors like: >>A possible desire to relocate >>The difference in the cost of a renovation versus a purchase >>Finding an existing home or designing a new home that has exactly what you want (versus trying to restructure the layout of your current house) In either case, you’ll need access to capital: the funds for the renovation or the down payment your next home would require. The great news is that the money you need probably already exists in your current home in the form of equity. The record-setting increases in home prices over the last two years dramatically improved homeowners’ equity. As a homeowner, the money you need to purchase the perfect... #Bgroup #Prescott #Realtor #Homes #Smart

Don’t Wait for a Lower Mortgage Rate – It Could Cost You Today’s housing market is truly one for the record books. Over the past year, we’ve seen the lowest mortgage rates in history. And while those rates seemed to bottom out in January of this year, the golden window of opportunity for buyers isn’t over just yet. If you’re one of the buyers who worry they’ve missed out, rest assured today’s mortgage rates are still worth taking advantage of. Even today, our mortgage rates are below what they’ve been in recent decades. So, while you may not be able to lock in the rate your friend got recently, you’re still in a great position to secure a rate well below what your parents and even grandparents got in years past. The key will be acting sooner rather than later. In late September, mortgage rates ticked above 3% for the first time in months. And according to experts throughout the industry... #Bgroup #Prescott #Realtor #Homes #Smart