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Prescott Real Estate News Blog's purpose is to keep current, past, and potential clients apprised of the real estate market conditions for the Prescott, Arizona Area. National and state news and events will be posted but special emphasis will be placed on Prescott Area and the Yavapai County - Prescott, Prescott Valley, Chino Valley, Dewey and Kirkland/Skull Valley. -Prescott Real Estate News
Friday, April 29, 2011
Capitol Insider April 29, 2011
Friday, April 22, 2011
Capitol Insider April 22, 2011
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Tuesday, April 19, 2011
What the Heck is MIP Changes?
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Cost of Closing a Home
If you thinking about buying a home? Here's a tip I'm sharing with people who are buying a home. I hope you find it useful.
On closing day, you officially become the owner of your home. It's important to understand and prepare for the costs associated with closing. Here are some kinds of the fees involved in a standard closing.
Inspections - you may have already paid these costs. If not, they are collected at closing.
Title Insurance - pays to research who legally owns the property and protects you and the lender against loss or damage if someone should challenge your ownership.
Loan Origination Fee - This is the fee paid to the company originating your loan to cover their costs associated with creating, processing, and closing your mortgage.
Homeowners Insurance - Your lender will require proof that you have adequate homeowners insurance. You may be required to pay the first year's premium.
PMI - Private Mortgage Insurance is required by your lender if you put less than a 20 percent down payment on your home.
Property taxes - These are based upon the purchase price of your home
In a typical home purchase, closing costs equal about 2 to 5 percent of the purchase price of the home. You don't want to be caught short at this important time. If you'd like more information, just call or send me an email.
Please visit my website for contact information
http://bradbergamini.com or http://everythingprescott.com
Daily Thought
(John Wooden) taught us that doing the best you are capable of is victory enough.
-Kareem Abdul-Jabbar
Habit Principle 2: Begin With The End In Mind
While practices are situation specific, principles are deep, fundamental truths that have universal application. They apply to individuals, to families, and to private and public organizations of every kind. when these truths are internalized as habits, they empower people to create a wide variety of practices for dealing with different situations.
This is not the opinion of Brad Bergamini, Realty Executives Northern Arizona or any of its affiliates. This post is for informational purpose only and is not guaranteed and does not render as legal advice. Buying and selling Real Estate in Arizona or Prescott Arizona is a serious task and should be consulted with personally with Realtor or Real Estate Attorney. Please visit my website for contact information
http://bradbergamini.com or http://everythingprescott.com
Monday, April 18, 2011
Inside Lending Newsletter From Theron Wall
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This is not the opinion of Brad Bergamini, Realty Executives Northern Arizona or any of its affiliates. This post is for informational purpose only and is not guaranteed and does not render as legal advice. Buying and selling Real Estate in Arizona or Prescott Arizona is a serious task and should be consulted with personally with Realtor or Real Estate Attorney. Please visit my website for contact information
http://bradbergamini.com or http://everythingprescott.com
What is a Closing
If this is the first time you've bought a home, you might like to know more about the process.
The day that you pay for your home and receive the deed is called Closing.
The closing process, also called settlement or escrow, is a brief process where you sign all of the necessary paperwork to complete the purchase of your home. This is when the title to the property is transferred from the seller to you. Then you receive the keys to your home and the seller receives payment for the home. Deeds, loan papers, and other documents are signed at this time, then they're filed with local property record offices.
Note: The papers you receive here are extremely important. Keep them in a safe place.
As of closing, all utility bills should be paid in full by the seller. Now services are transferred to your name for billing. I can give you the phone numbers for the utility companies, such as water, sewage, gas, and electric.
If you would like to know more about what happens at Closing, please call or send me an email. I would love to share with you.
Estate in Arizona or Prescott Arizona is a serious task and should be consulted with personally with Realtor or Real Estate Attorney. Please visit my website for contact information
http://bradbergamini.com or http://everythingprescott.com
Tuesday, April 12, 2011
Professional Home Inspection
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Tuesday, April 05, 2011
Capitol Insider April 5, 2011
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